Mitsubishi UFJ Bank cash cards can be used at ATMs in major convenience stores nationwide, making them extremely convenient for daily financial transactions. However, fees vary depending on the convenience store and time of day, and it is important to understand the system to use it economically. This article provides a detailed explanation of the fees, operating hours, and available services like transfers when using a Mitsubishi UFJ Bank card at convenience store ATMs (Seven-Eleven, Lawson, FamilyMart, Ministop). Furthermore, it introduces how to waive fees by utilizing the “Main Bank Plus” rewards program.
- A Comprehensive Guide to Convenience Store ATMs That Accept Mitsubishi UFJ Bank Cash Cards
- [By Convenience Store] Details for Using Mitsubishi UFJ Bank: Fees, Operating Hours, and Services
- How to Get Free Convenience Store ATM Fees with Main Bank Plus Benefits
- Common Precautions When Using Mitsubishi UFJ Bank at Convenience Store ATMs
- Transaction Limits: Daily and Per-Transaction Ceilings for Withdrawals, Deposits, and Transfers
- Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
- Use of Passbooks: Not Usable for Updates or Transactions at Convenience Store ATMs
- How to Check System Maintenance Times
- PIN Management and ATM Security
- Q&A on Using Mitsubishi UFJ Bank at Convenience Store ATMs
- Q1. When do the Main Bank Plus convenience store ATM fee benefits become effective?
- Q2. Are convenience store ATM fees free on the 25th and the last day of the month?
- Q3. Are the fees for Mitsubishi UFJ Debit (JCB/VISA) the same as for a cash card?
- Q4. Can a corporate cash card be used at convenience store ATMs? Are the fees different from those for individual customers?
- Q5. If I make a transfer at a convenience store ATM, when will it be reflected in the recipient’s account?
- Q6. What are the fees and operating hours during the year-end/New Year and Golden Week periods?
- Q7. Do Mitsubishi UFJ Direct subscribers get fee waivers separate from Main Bank Plus?
- Q8. If my Mitsubishi UFJ Bank cash card doesn’t work at a convenience store ATM, what are the possible reasons?
A Comprehensive Guide to Convenience Store ATMs That Accept Mitsubishi UFJ Bank Cash Cards
Mitsubishi UFJ Bank cash cards can be used across Japan’s extensive convenience store ATM network. First, let’s get an overview of which ATMs are partnered with which convenience stores.
Partner ATMs Available at Major Convenience Store Chains (7-Eleven, Lawson, FamilyMart, Ministop)
The following ATMs are installed in major convenience store chains, where you can use your Mitsubishi UFJ Bank cash card.
- 7-Eleven: Seven Bank ATM
- Lawson: Lawson Bank ATM
- Family Mart: E-net ATM (*Excludes some stores)
- Ministop: AEON Bank ATM
Mitsubishi UFJ Bank Cash Card Compatibility at Seven Bank, Lawson Bank, E-net, and AEON Bank ATMs
At the partner ATMs listed above, basic services such as withdrawals, deposits, transfers, and balance inquiries are available for Mitsubishi UFJ Bank cash cards. However, fees and some service details vary depending on the ATM used, the time of day, and the application of “Main Bank Plus” preferential services described later. As a general rule, you cannot use your passbook at these ATMs.
[By Convenience Store] Details for Using Mitsubishi UFJ Bank: Fees, Operating Hours, and Services
From here, we will detail the specific fees, available hours, and services when using a Mitsubishi UFJ Bank cash card at each convenience store ATM.
*All fees are tax-inclusive. The following are the standard fees when “Main Bank Plus” benefits are not applied. Information is current as of June 2025.
Using Mitsubishi UFJ Bank at 7-Eleven (Seven Bank ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Transfers
- Balance Inquiries
- Card Loan Services
- Cash Advances
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 220 yen |
| Weekdays | Other times | 330 yen |
| Saturdays, Sundays & Holidays | All day | 330 yen |
| 25th & last day of each month | 8:45 AM – 6:00 PM | Free |
| 25th & last day of each month | Other times | 110 yen |
Transfer Fees: To Mitsubishi UFJ Bank Branches & To Other Banks
| Destination | Fee |
|---|---|
| To Mitsubishi UFJ Bank branches, Mitsubishi UFJ Trust and Banking, au Jibun Bank | 110 yen |
| To other banks | 275 yen |
Source: Convenience Store ATMs | Mitsubishi UFJ Bank
ATM Availability and Mitsubishi UFJ Bank System Maintenance Information
Seven Bank ATMs are generally operational 24 hours a day, but they cannot be used during Mitsubishi UFJ Bank’s system maintenance periods.
Main maintenance hours: Every 2nd Saturday of the month from 9:00 PM to 7:00 AM the following Sunday.
Please note that all transactions are suspended during this time.
Using Mitsubishi UFJ Bank at Lawson (Lawson Bank ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Transfers
- Balance Inquiries
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 220 yen |
| Weekdays | Other times | 330 yen |
| Saturdays, Sundays & Holidays | All day | 330 yen |
| 25th & last day of each month | 8:45 AM – 6:00 PM | Free |
| 25th & last day of each month | Other times | 110 yen |
Transfer Fees: To Mitsubishi UFJ Bank Branches & To Other Banks
| Destination | Fee |
|---|---|
| To Mitsubishi UFJ Bank branches, Mitsubishi UFJ Trust and Banking, au Jibun Bank | 110 yen |
| To other banks | 275 yen |
Source: Convenience Store ATMs | Mitsubishi UFJ Bank
ATM Availability and Mitsubishi UFJ Bank System Maintenance Information
Lawson Bank ATMs are also generally operational 24 hours a day, but they cannot be used during Mitsubishi UFJ Bank’s system maintenance periods (every 2nd Saturday 9:00 PM – Sunday 7:00 AM).
Using Mitsubishi UFJ Bank at Family Mart (E-net ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Transfers
- Balance Inquiries
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 198 yen |
| Weekdays | Other times | 308 yen |
| Saturdays, Sundays & Holidays | All day | 308 yen |
| 25th & last day of each month | 8:45 AM – 6:00 PM | Free |
| 25th & last day of each month | Other times | 110 yen |
Transfer Fees: To Mitsubishi UFJ Bank Branches & To Other Banks
| Destination | Fee |
|---|---|
| To Mitsubishi UFJ Bank branches, Mitsubishi UFJ Trust and Banking, au Jibun Bank | 110 yen |
| To other banks | 275 yen |
Source: Convenience Store ATMs | Mitsubishi UFJ Bank
ATM Availability and Mitsubishi UFJ Bank System Maintenance Information
E-net ATMs are also generally operational 24 hours a day, but they cannot be used during Mitsubishi UFJ Bank’s system maintenance periods.
Using Mitsubishi UFJ Bank at Ministop (AEON Bank ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Transfers
- Balance Inquiries
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | Free |
| Weekdays | Other times | 110 yen |
| Saturdays, Sundays & Holidays | All day | 110 yen |
Transfer Fees (including ATM usage fee): To Mitsubishi UFJ Bank Branches & To Other Banks
| Day | Time Slot | Transfer Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 330 yen |
| Weekdays | Other times | 440 yen |
| Saturdays, Sundays & Holidays | All day | 440 yen |
Source: Mitsubishi UFJ Bank ATM | Withdrawals are free on weekday daytime at AEON Bank ATMs
ATM Availability and Mitsubishi UFJ Bank System Maintenance Information
AEON Bank ATMs are also operational for long hours, but they cannot be used during Mitsubishi UFJ Bank’s system maintenance periods.
How to Get Free Convenience Store ATM Fees with Main Bank Plus Benefits
Mitsubishi UFJ Bank’s “Main Bank Plus” is a service that offers various benefits based on your transaction status. By utilizing these benefits, you can save on convenience store ATM fees.
Overview of Main Bank Plus and its Fee Waiver System
Main Bank Plus is a program where meeting certain conditions, such as receiving your salary or using an Eco-Passbook, provides you with preferential rates on Mitsubishi UFJ Bank ATM usage fees and partner convenience store ATM usage fees. The convenience store ATM fee waiver is a particularly significant benefit.
Conditions for Free Convenience Store ATM Fees
Eligible Transactions for Preferential Treatment (Eco-Passbook, Salary Receipt, Account Balance, etc.)
You will be eligible for benefits by meeting at least one of the following conditions:
- Receiving a salary or pension (100,000 yen or more per transaction).
- Using an Eco-Passbook (internet passbook).
Using the Eco-Passbook is a relatively easy condition to meet, making many people eligible.
Details of Benefits (e.g., Partner Convenience Store ATM Fees Free Up to Twice a Month)
By meeting the conditions above, usage fees for partner convenience store ATMs (Seven Bank, Lawson Bank, E-net, Japan Post Bank) will be free up to twice a month. Standard fees will apply from the third transaction onwards.
Regarding the Eligibility Period and Benefit Application Period
Your eligibility is determined based on your transaction status at the end of each month. The benefits are then applied from the 20th of the following month until the 19th of the month after that.
Eligible and Ineligible Partner Convenience Store ATMs for Benefits
The Main Bank Plus fee waiver benefits apply to “Seven Bank ATM,” “Lawson Bank ATM,” “E-net ATM,” and “Japan Post Bank ATM.” Please note that “AEON Bank ATM,” found in Ministop and other locations, is not eligible for the benefits, and standard fees will apply even if you meet the conditions.
Common Precautions When Using Mitsubishi UFJ Bank at Convenience Store ATMs
Transaction Limits: Daily and Per-Transaction Ceilings for Withdrawals, Deposits, and Transfers
Cash cards have a daily transaction limit (default setting: 500,000 yen for withdrawals). This limit can be changed via Mitsubishi UFJ Direct or at a branch. Convenience store ATMs may also have their own per-transaction limits (e.g., up to 200,000 yen for withdrawals).
Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
All partner convenience store ATMs do not handle coin withdrawals or deposits. Only banknotes are handled.
Use of Passbooks: Not Usable for Updates or Transactions at Convenience Store ATMs
At all partner convenience store ATMs, you cannot use a Mitsubishi UFJ Bank passbook for updates or transactions. Transactions are for cash cards only.
How to Check System Maintenance Times
During Mitsubishi UFJ Bank’s system maintenance periods (e.g., every 2nd Saturday of the month from 9:00 PM to 7:00 AM Sunday), transactions cannot be performed at any convenience store ATM. It is recommended to check the latest information on the Mitsubishi UFJ Bank official website in advance.
Source: System Maintenance Information | Mitsubishi UFJ Bank
PIN Management and ATM Security
When using an ATM, be sure to take security measures, such as covering the keypad with your hand when entering your PIN to prevent others from seeing it. Manage your PIN strictly so that it is not known to others, and avoid using easily guessable numbers.
Q&A on Using Mitsubishi UFJ Bank at Convenience Store ATMs
Q1. When do the Main Bank Plus convenience store ATM fee benefits become effective?
A1. Your eligibility is determined based on your transaction status at the end of each month, and the benefit period is from the 20th of the following month to the 19th of the month after that.
Q2. Are convenience store ATM fees free on the 25th and the last day of the month?
A2. At Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs, the ATM usage fee is free between 8:45 AM and 6:00 PM on the 25th and the last day of each month.
Q3. Are the fees for Mitsubishi UFJ Debit (JCB/VISA) the same as for a cash card?
A3. Yes, when you use a Mitsubishi UFJ Debit Card for a “cash withdrawal” at a convenience store ATM, the same fee structure as a regular cash card applies.
Q4. Can a corporate cash card be used at convenience store ATMs? Are the fees different from those for individual customers?
A4. Corporate cash cards can also be used at partner convenience store ATMs, but the fee structure may differ from that for individual customers. Also, Main Bank Plus benefits do not apply. For details, please check Mitsubishi UFJ Bank’s service information for corporate clients.
Q5. If I make a transfer at a convenience store ATM, when will it be reflected in the recipient’s account?
A5. In principle, it is reflected immediately. However, depending on the system compatibility of the recipient’s financial institution or the status of the recipient’s account, it may be processed on the next business day.
Q6. What are the fees and operating hours during the year-end/New Year and Golden Week periods?
A6. During the year-end/New Year and other long holiday periods, holiday fees are generally applied. Operating hours are typically as usual, but please check the official website for announcements and details.
Q7. Do Mitsubishi UFJ Direct subscribers get fee waivers separate from Main Bank Plus?
A7. No, there are no convenience store ATM fee waivers simply for being a Mitsubishi UFJ Direct subscriber. To receive fee waivers, you must meet the conditions for “Main Bank Plus.”
Q8. If my Mitsubishi UFJ Bank cash card doesn’t work at a convenience store ATM, what are the possible reasons?
A8. The main possible reasons are as follows:
・Incorrect PIN, or card lock due to multiple incorrect entries
・Magnetic stripe failure or IC chip damage on the cash card
・Exceeding the transaction limit
・Insufficient account balance
・During system maintenance by Mitsubishi UFJ Bank or the ATM operator
If the problem is not resolved, please contact the Mitsubishi UFJ Bank call center or a branch.
Source: Frequently Asked Questions | Mitsubishi UFJ Bank
Last updated: June 19, 2025