Shizuoka Bank cash cards can be used at ATMs located in convenience stores nationwide, offering high convenience for daily financial transactions. However, it’s important to understand the system beforehand, as fees vary depending on the type of convenience store ATM, time of day, and transaction status. This article provides a detailed guide to the information (fees, operating hours, available services) when using a Shizuoka Bank cash card at major convenience store ATMs (7-Eleven, Lawson, FamilyMart, Ministop), as well as a thorough explanation of the fee waiver services that make fees free under specific conditions.
- A Comprehensive Guide to Convenience Store ATMs Available for Shizuoka Bank Cash Cards
- Details of Shizuoka Bank Cash Card Use by Convenience Store: Fees, Operating Hours, and Available Services
- Shizuoka Bank’s Fee Waiver Service: How to Get Free Seven Bank ATM Fees
- Overview of Seven Bank ATM Fee Waiver Benefits (Free 3 Times/Month or Unlimited Free)
- Transaction Conditions to Be [Free Up to 3 Times/Month] (Meet any one)
- Transaction Condition to Be [Free an Unlimited Number of Times]
- About the Stage Determination for the Shizugin Premium Program “S-mile”
- Waiver Condition Determination Timing and Benefit Application Period
- General Precautions and Tips for Using Shizuoka Bank at Convenience Store ATMs
- Transaction Limits: Daily and Per-Transaction Limits for Withdrawals, Deposits, and Transfers
- Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
- Use of Passbooks: Not Available for Updates or Transactions at Convenience Store ATMs
- Checking System Maintenance Times: How to Check on the Official Websites of Shizuoka Bank and Each ATM Operator
- PIN Management and Security: For Safe ATM Use
- Q&A Regarding Shizuoka Bank Use at Convenience Store ATMs
- Q1. When do the Seven Bank ATM fee waivers apply?
- Q2. Is a special application required to receive the waiver for individuals aged 24 or younger?
- Q3. Where can I check my stage in the Shizugin Premium Program “S-mile”?
- Q4. If I meet multiple waiver conditions, are the benefits (number of free transactions) added together?
- Q5. Are transfers made at convenience store ATMs reflected instantly?
- Q6. When using a Shizugin Visa Debit Card at a convenience store ATM, are the fees the same as a regular cash card?
- Q7. Are there different fees or operating hours during holidays like the year-end/New Year period?
- Q8. What are the possible reasons if my Shizuoka Bank cash card doesn’t work at a convenience store ATM?
A Comprehensive Guide to Convenience Store ATMs Available for Shizuoka Bank Cash Cards
Shizuoka Bank cash cards can be used at a wide range of locations through partnerships with major convenience store ATM networks in Japan. First, let’s get an overview of which ATMs are available at which convenience stores.
Overview of Partner ATMs at Major Convenience Store Chains (7-Eleven, Lawson, FamilyMart, Ministop)
The following ATMs are installed in major convenience store chains across Japan, where transactions can be made with a Shizuoka Bank cash card.
- 7-Eleven: Seven Bank ATM
- Lawson: Lawson Bank ATM
- FamilyMart: E-net ATM (*Excludes some stores)
- Ministop: AEON Bank ATM
Shizuoka Bank Cash Card Availability at Seven Bank, Lawson Bank, E-net, and AEON Bank ATMs
All the convenience store ATMs listed above support transactions with Shizuoka Bank cash cards. Fees vary depending on the ATM and time of day, but a key feature is the fee waiver system, where withdrawal fees at AEON Bank ATMs are free during weekday daytime hours, and fees at Seven Bank ATMs can be waived by meeting specific conditions. As a general rule, Shizuoka Bank passbooks cannot be used at these ATMs.
Details of Shizuoka Bank Cash Card Use by Convenience Store: Fees, Operating Hours, and Available Services
From here, let’s take a closer look at the fees, available hours, and main services when using a Shizuoka Bank cash card at ATMs located in each convenience store.
*All fees are tax-inclusive. The following are the basic fees without applying any fee waivers. Information is subject to change, so please check the official websites of Shizuoka Bank or each ATM operator for the latest information.
Using Shizuoka Bank at 7-Eleven (Seven Bank ATM)
Main Available Transactions
- Withdrawal
- Deposit
- Transfer
- Balance Inquiry
- Card Loan
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends, and Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | All day | 220 yen |
| Saturdays, Sundays, Holidays | All day | 220 yen |
Transfer Fees: To Shizuoka Bank Branches and to Other Banks
| Recipient | Fee |
|---|---|
| To Shizuoka Bank branches | 220 yen |
| To other banks | 440 yen |
*In addition to the transfer fees above, a separate ATM usage fee (220 yen) is required.
Source: Shizuoka Bank ATM Service | Seven Bank
ATM Availability and Shizuoka Bank System Maintenance Information
Seven Bank ATMs generally operate 24 hours a day, but they are unavailable during Shizuoka Bank’s system maintenance periods.
Using Shizuoka Bank at Lawson (Lawson Bank ATM)
Main Available Transactions
- Withdrawal
- Deposit
- Balance Inquiry
- Card Loan
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends, and Holidays
| Day | Time Slot | Fee |
|---|---|---|
| All Days | 7:00 AM – 11:00 PM | 220 yen |
| All Days | Other times | 330 yen |
Source: Shizuoka Bank | Lawson Bank
Transfer Fees: To Shizuoka Bank Branches and to Other Banks
Transfers are not available at Lawson Bank ATMs.
ATM Availability and Shizuoka Bank System Maintenance Information
Lawson Bank ATMs also operate 24 hours a day in principle, but they are unavailable during Shizuoka Bank’s system maintenance periods.
Using Shizuoka Bank at FamilyMart (E-net ATM)
Main Available Transactions
- Withdrawal
- Deposit
- Balance Inquiry
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends, and Holidays
| Day | Time Slot | Fee |
|---|---|---|
| All Days | 7:00 AM – 11:00 PM | 220 yen |
| All Days | Other times | 330 yen |
Source: Shizuoka Bank | E-net ATM Fees & Service Hours | E-net, INC.
Transfer Fees: To Shizuoka Bank Branches and to Other Banks
Transfers are not available at E-net ATMs.
ATM Availability and Shizuoka Bank System Maintenance Information
E-net ATMs also operate 24 hours a day in principle, but they are unavailable during Shizuoka Bank’s system maintenance periods.
Using Shizuoka Bank at Ministop (AEON Bank ATM)
Main Available Transactions
- Withdrawal
- Balance Inquiry
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends, and Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | All day | 220 yen |
| Saturdays, Sundays, Holidays | All day | 220 yen |
Transfer Fees: To Shizuoka Bank Branches and to Other Banks
Transfers are not available at AEON Bank ATMs.
ATM Availability and Shizuoka Bank System Maintenance Information
AEON Bank ATMs also operate for long hours, but they are unavailable during Shizuoka Bank’s system maintenance periods.
Shizuoka Bank’s Fee Waiver Service: How to Get Free Seven Bank ATM Fees
Shizuoka Bank offers a fee waiver service that makes Seven Bank ATM usage fees free for those who meet specific conditions. To save on fees, it is important to understand these conditions and check if you are eligible.
Overview of Seven Bank ATM Fee Waiver Benefits (Free 3 Times/Month or Unlimited Free)
Shizuoka Bank’s fee waiver service has two tiers based on your transaction status: “Free up to 3 times/month” or “Unlimited free transactions.” This applies to usage fees for withdrawals and deposits at Seven Bank ATMs.
Transaction Conditions to Be [Free Up to 3 Times/Month] (Meet any one)
By meeting any one of the following conditions, your Seven Bank ATM usage fees will be waived up to 3 times per month.
Condition 1: Being 24 years old or younger
This applies to individuals aged 24 or younger who have a savings account with Shizuoka Bank. No special application is required; the benefit is applied automatically if you meet the condition.
Condition 2: Designated as a recipient account for public pension
If you have designated your Shizuoka Bank account as the recipient account for public pensions (such as National Pension, Employees’ Pension), you are eligible for the benefit.
Condition 3: Use of the Internet Branch (WebWallet)
If you have an account with “WebWallet,” Shizuoka Bank’s internet branch, you are eligible for the benefit.
Condition 4: Achieving Gold Stage in the Shizugin Premium Program “S-mile”
If you have reached the “Gold Stage” in the “Shizugin Premium Program S-mile,” which will be described later, you are eligible for the benefit.
Transaction Condition to Be [Free an Unlimited Number of Times]
By meeting the following condition, your Seven Bank ATM usage fees will be waived an unlimited number of times.
Condition: Achieving Platinum Stage in the Shizugin Premium Program “S-mile”
If you have reached the highest “Platinum Stage” in the “Shizugin Premium Program S-mile,” your Seven Bank ATM usage fees will be waived an unlimited number of times.
About the Stage Determination for the Shizugin Premium Program “S-mile”
“S-mile” is a program where your stage is determined by the total points earned from various transaction items, such as deposit balances, investment trust/foreign currency deposit balances, salary deposits, and home loan usage. Based on your total points, you will be placed in either the Basic, Gold, or Platinum stage.
Waiver Condition Determination Timing and Benefit Application Period
The determination of waiver conditions is made at the end of each month, and the benefit is applied for one month, starting from the month after next. For example, benefits based on the transaction status judged at the end of June will be applied from August 1st to August 31st.
Source: Seven Bank ATM Usage Fee Waiver System | Fee List | Shizuoka Bank
General Precautions and Tips for Using Shizuoka Bank at Convenience Store ATMs
Transaction Limits: Daily and Per-Transaction Limits for Withdrawals, Deposits, and Transfers
Shizuoka Bank cash cards have a daily transaction limit. The initial setting for an IC cash card is a total of 500,000 yen for withdrawals and transfers. This limit can be changed at a branch or via Shizugin Direct. Additionally, convenience store ATMs themselves may have separate per-transaction limits (e.g., withdrawals up to 200,000 yen, deposits up to 500,000 yen).
Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
At all convenience store ATMs (Seven Bank ATM, Lawson Bank ATM, E-net ATM, AEON Bank ATM), coin withdrawals and deposits are not possible. Transactions are limited to banknotes only.
Use of Passbooks: Not Available for Updates or Transactions at Convenience Store ATMs
At convenience store ATMs, you cannot use a Shizuoka Bank passbook for updates or any other transactions. Transactions at convenience store ATMs are only supported with a cash card.
Checking System Maintenance Times: How to Check on the Official Websites of Shizuoka Bank and Each ATM Operator
During Shizuoka Bank’s system maintenance periods, no Shizuoka Bank transactions can be made at any convenience store ATM. Since temporary maintenance may also occur, it is recommended to check the latest information in advance on the official Shizuoka Bank website.
Source: Shizugin Direct Service Hours | Shizugin Direct | For Individual Customers | Shizuoka Bank
PIN Management and Security: For Safe ATM Use
When using an ATM, please practice basic security measures such as covering the keypad with your hand when entering your PIN to prevent others from seeing it. Also, your PIN should be managed strictly so that it is not known to others, and you should avoid using easily guessable numbers such as your date of birth or phone number.
Q&A Regarding Shizuoka Bank Use at Convenience Store ATMs
Q1. When do the Seven Bank ATM fee waivers apply?
A1. The benefits are applied for one month starting from the first day of the second month after the determination date, which is the end of the month. For example, if you meet the conditions as of June 30th, the benefit period will be from August 1st to August 31st.
Q2. Is a special application required to receive the waiver for individuals aged 24 or younger?
A2. No, a special application is not required. Those who meet the condition based on the date of birth registered with Shizuoka Bank will automatically be eligible for the waiver benefit.
Q3. Where can I check my stage in the Shizugin Premium Program “S-mile”?
A3. You can check your current stage by logging into Shizugin Direct (internet banking). You can also check the breakdown of points that determine your stage.
Q4. If I meet multiple waiver conditions, are the benefits (number of free transactions) added together?
A4. No, the benefits are not added together. Even if you meet multiple conditions, the applied benefit will be free transactions up to 3 times per month. (If you have achieved the Platinum Stage in “S-mile,” the unlimited free transaction benefit will apply.)
Q5. Are transfers made at convenience store ATMs reflected instantly?
A5. Yes, in principle, they are reflected instantly. However, depending on the system status of the recipient’s financial institution or the state of the recipient’s account, it may be processed on the next business day.
Q6. When using a Shizugin Visa Debit Card at a convenience store ATM, are the fees the same as a regular cash card?
A6. Yes, when using a Shizugin Visa Debit Card for withdrawals and deposits at a convenience store ATM, the same fee structure as a regular cash card applies. The fee waiver services also apply in the same way.
Q7. Are there different fees or operating hours during holidays like the year-end/New Year period?
A7. For public holidays, the Sunday/Holiday fee structure applies. During the year-end/New Year and Golden Week periods, fees and available hours may be irregular, so it is recommended to check the announcements on the official Shizuoka Bank website in advance.
Q8. What are the possible reasons if my Shizuoka Bank cash card doesn’t work at a convenience store ATM?
A8. The main possible reasons are as follows:
・Incorrect PIN, or the card being locked due to multiple incorrect entries
・Magnetic stripe failure or IC chip damage on the cash card
・Exceeding the transaction limit
・Insufficient account balance
・During system maintenance by Shizuoka Bank or the ATM operator
If none of these apply, please contact the Shizuoka Bank call center or a branch.
Source: Inquiries & Support | For Individual Customers | Shizuoka Bank
Last updated: June 19, 2025