Mizuho Bank cash cards can be conveniently used at ATMs in convenience stores nationwide. However, it’s important to understand the fee structure in advance, as fees vary significantly depending on the convenience store, time of day, and your transaction status. This article provides a comprehensive guide to using your Mizuho Bank cash card at major convenience store ATMs (7-Eleven, Lawson, Family Mart, Ministop), including detailed information on fees, operating hours, and available services, as well as how to use the “Mizuho Mileage Club” to get free transactions.
- A Comprehensive Guide to Convenience Store ATMs That Accept Mizuho Bank Cash Cards
- [By Convenience Store] Details for Using a Mizuho Bank Cash Card: Fees, Operating Hours, and Available Services
- Mizuho Mileage Club Benefits: How to Get Free Convenience Store ATM Fees
- General Tips and Precautions for Using Mizuho Bank at Convenience Store ATMs
- Transaction Limits: Daily and Per-Transaction Ceilings for Withdrawals, Deposits, and Transfers
- Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
- Use of Passbooks: Not Usable for Updates or Transactions at Convenience Store ATMs
- Checking System Maintenance Times: How to Check on the Official Websites of Mizuho Bank and Each ATM Operator
- PIN Management and Security: For Safe ATM Use
- Q&A on Using Mizuho Bank at Convenience Store ATMs
- Q1. When do Mizuho Mileage Club benefits become effective?
- Q2. Are transfers made at convenience store ATMs reflected immediately?
- Q3. If I use my Mizuho JCB Debit Card at a convenience store ATM, are the fees the same as a regular cash card?
- Q4. Can a Mizuho Bank corporate cash card be used at convenience store ATMs? Are the fees different from those for individual customers?
- Q5. When I use a convenience store ATM, how is the fee displayed on the transaction receipt?
- Q6. Are fees or operating hours different on public holidays or during the year-end/New Year period?
- Q7. I am a Mizuho Direct subscriber. Are there any special discounts on convenience store ATM fees for me?
- Q8. If my Mizuho Bank cash card doesn’t work at a convenience store ATM, what are the possible reasons?
A Comprehensive Guide to Convenience Store ATMs That Accept Mizuho Bank Cash Cards
Mizuho Bank cash cards are accepted at many convenience store ATMs. First, let’s summarize which ATMs are available at which convenience stores.
Overview of Partner ATMs at Major Convenience Store Chains (7-Eleven, Lawson, Family Mart, Ministop)
The following ATMs are installed in major convenience store chains across Japan and can be used with a Mizuho Bank cash card.
- 7-Eleven: Seven Bank ATM
- Lawson: Lawson Bank ATM
- Family Mart: E-net ATM (*Excludes some stores)
- Ministop: AEON Bank ATM
Mizuho Bank Cash Card Compatibility at Seven Bank, Lawson Bank, E-net, and AEON Bank ATMs
All of the convenience store ATMs listed above are compatible with Mizuho Bank cash cards. However, fees vary depending on the type of ATM and the time of day. A key feature is that fees at some convenience store ATMs are discounted if you meet the transaction conditions of the “Mizuho Mileage Club.” As a general rule, Mizuho Bank passbooks cannot be used at these ATMs.
[By Convenience Store] Details for Using a Mizuho Bank Cash Card: Fees, Operating Hours, and Available Services
From here, let’s take a detailed look at the fees, available hours, and main services when using a Mizuho Bank cash card at the ATMs in each convenience store.
*All fees are tax-inclusive. The following are the standard fees without “Mizuho Mileage Club” benefits applied. Information is current as of June 2025. Please check the official websites of Mizuho Bank or each ATM operator for the latest information.
Using Mizuho Bank at 7-Eleven (Seven Bank ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Balance Inquiries
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 110 yen |
| Weekdays | Other times | 220 yen |
| Saturdays, Sundays & Holidays | All day | 220 yen |
Source: Convenience Store ATM Usage Times and Fees | Mizuho Bank
Transfer Fees: To Mizuho Bank Branches & To Other Banks
Transfers are not available at Seven Bank ATMs.
ATM Availability and Mizuho Bank System Maintenance Information
Seven Bank ATMs are generally operational 24 hours a day, but they cannot be used during Mizuho Bank’s system maintenance periods.
Main maintenance hours: Every Saturday from 10:00 PM to 8:00 AM the following Sunday, and from 3:00 AM to 5:00 AM on the 1st and 4th Saturdays of the month.
Please note that all transactions are suspended during these times.
Using Mizuho Bank at Lawson (Lawson Bank ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Transfers
- Balance Inquiries
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 110 yen |
| Weekdays | Other times | 220 yen |
| Saturdays, Sundays & Holidays | All day | 220 yen |
Source: Convenience Store ATM Usage Times and Fees | Mizuho Bank
Transfer Fees: To Mizuho Bank Branches & To Other Banks
| Destination | Transfer Amount | Fee |
|---|---|---|
| To Mizuho Bank branches | Under 30,000 yen | 220 yen |
| To Mizuho Bank branches | 30,000 yen or more | 220 yen |
| To other banks | Under 30,000 yen | 270 yen |
| To other banks | 30,000 yen or more | 330 yen |
Source: Internet Branch Fees (Transfer Fees, etc.) | Mizuho Bank
ATM Availability and Mizuho Bank System Maintenance Information
Lawson Bank ATMs are also generally operational 24 hours a day, but they cannot be used during Mizuho Bank’s system maintenance periods (e.g., every Saturday from 10:00 PM to 8:00 AM Sunday).
Using Mizuho Bank at Family Mart (E-net ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Transfers
- Balance Inquiries
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 110 yen |
| Weekdays | Other times | 220 yen |
| Saturdays, Sundays & Holidays | All day | 220 yen |
Source: Convenience Store ATM Usage Times and Fees | Mizuho Bank
Transfer Fees: To Mizuho Bank Branches & To Other Banks
| Destination | Transfer Amount | Fee |
|---|---|---|
| To Mizuho Bank branches | Under 30,000 yen | 220 yen |
| To Mizuho Bank branches | 30,000 yen or more | 220 yen |
| To other banks | Under 30,000 yen | 270 yen |
| To other banks | 30,000 yen or more | 330 yen |
Source: Internet Branch Fees (Transfer Fees, etc.) | Mizuho Bank
ATM Availability and Mizuho Bank System Maintenance Information
E-net ATMs are also generally operational 24 hours a day, but they cannot be used during Mizuho Bank’s system maintenance periods (e.g., every Saturday from 10:00 PM to 8:00 AM Sunday).
Using Mizuho Bank at Ministop (AEON Bank ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Transfers
- Balance Inquiries
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:00 AM – 8:45 AM, 6:00 PM – 11:00 PM | 110 yen |
| Weekdays | 8:45 AM – 6:00 PM | Free |
| Weekdays | Other times | 220 yen |
| Saturdays, Sundays & Holidays | 8:00 AM – 11:00 PM | 110 yen |
| Saturdays, Sundays & Holidays | Other times | 220 yen |
Transfer Fees: To Mizuho Bank Branches & To Other Banks
| Destination | Transfer Amount | Fee |
|---|---|---|
| To Mizuho Bank branches | Under 30,000 yen | 220 yen |
| To Mizuho Bank branches | 30,000 yen or more | 220 yen |
| To other banks | Under 30,000 yen | 270 yen |
| To other banks | 30,000 yen or more | 330 yen |
Source: Mizuho Bank ATM | Withdrawals are free on weekday daytime at AEON Bank ATMs
ATM Availability and Mizuho Bank System Maintenance Information
AEON Bank ATMs are also operational for long hours, but they cannot be used during Mizuho Bank’s system maintenance periods (e.g., every Saturday from 10:00 PM to 8:00 AM Sunday).
Mizuho Mileage Club Benefits: How to Get Free Convenience Store ATM Fees
Mizuho Bank’s convenience store ATM fees can be waived depending on your number of monthly uses if you meet the transaction conditions of the “Mizuho Mileage Club.” Understanding and utilizing these benefits is the most important point for saving on fees.
Overview of Mizuho Mileage Club and its “Happy Benefits”
Mizuho Mileage Club is a service with no enrollment or annual fees that offers various “Happy Benefits” based on your transaction status. One of these benefits is discounts or waivers on partner convenience store ATM usage fees.
Conditions for Free Fees at Convenience Store ATMs (E-net & AEON Bank)
The benefits apply to “E-net ATM” and “AEON Bank ATM.” You are assigned to “S Stage,” “A Stage,” or “B Stage” based on your transaction status, and the number of free transactions is determined by your stage.
S Stage Achievement Conditions and Benefits (e.g., 4 free E-net ATM uses/month)
- Main Achievement Conditions (meet any one): Total balance of 1 million yen or more in asset management products (investment trusts, public bonds, etc.) / outstanding loan balance / annual usage of 1 million yen or more on Mizuho Mileage Club Card, Mizuho Rakuten Card, or Mizuho JCB Debit, etc.
- Benefits: E-net ATM usage fees are free up to 3 times per month. AEON Bank ATM after-hours fees are waived. Transfer fees to other banks are free up to 3 times per month.
A Stage Achievement Conditions and Benefits
- Main Achievement Conditions (meet any one): Monthly use of Mizuho Mileage Club Card, Mizuho Rakuten Card, or Mizuho JCB Debit / monthly use of Mizuho Wallet / use of J–Coin Pay / monthly use of Orico Card (3,000 yen or more) / cumulative investment trust / receipt of salary, etc.
- Benefits: E-net ATM usage fees are free up to 2 times per month. AEON Bank ATM after-hours fees are waived.
B Stage Achievement Conditions and Benefits
- Main Achievement Conditions (meet any one): Deposit balance of 300,000 yen or more / use of J.Score.
- Benefits: E-net ATM usage fees are free up to 1 time per month. AEON Bank ATM after-hours fees are waived.
Regarding the Evaluation Period for Transaction Conditions and the Application Period for Benefits
The evaluation of transaction conditions is conducted at the end of each month, and the benefits are applied for one month, two months later. For example, the benefits for the stage determined by your transaction status at the end of June will be applied from August 1 to August 31.
How to Check Eligible ATMs and Remaining Free Transactions
You can check your current stage and the remaining number of benefits on Mizuho Direct (internet banking). Additionally, when you make a transaction at an eligible convenience store ATM, the remaining number of free transactions may be printed on the transaction receipt.
General Tips and Precautions for Using Mizuho Bank at Convenience Store ATMs
Transaction Limits: Daily and Per-Transaction Ceilings for Withdrawals, Deposits, and Transfers
Mizuho Bank cash cards have daily transaction limits. The default setting for IC cash cards is 500,000 yen for withdrawals and 1,000,000 yen for transfers. These limits can be changed via Mizuho Direct or at a branch. Convenience store ATMs may also have their own per-transaction limits (e.g., up to 200,000 yen for withdrawals, up to 500,000 yen for deposits).
Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
All convenience store ATMs (Seven Bank ATM, Lawson Bank ATM, E-net ATM, AEON Bank ATM) do not handle coin withdrawals or deposits. Only banknotes are handled.
Use of Passbooks: Not Usable for Updates or Transactions at Convenience Store ATMs
At all convenience store ATMs, you cannot use a Mizuho Bank passbook for updates or transactions. Transactions at convenience store ATMs are for cash cards only.
Checking System Maintenance Times: How to Check on the Official Websites of Mizuho Bank and Each ATM Operator
During Mizuho Bank’s system maintenance periods (e.g., every Saturday from 10:00 PM to 8:00 AM Sunday), Mizuho Bank transactions cannot be performed at any convenience store ATM. It is recommended to check the latest information on Mizuho Bank’s official website in advance.
Source: Mizuho Direct Operating Hours | Mizuho Bank
PIN Management and Security: For Safe ATM Use
When using an ATM, be sure to take security measures, such as covering the keypad with your hand when entering your PIN to prevent others from seeing it. Also, manage your PIN strictly so that it is not known to others, and avoid using easily guessable numbers like your date of birth.
Q&A on Using Mizuho Bank at Convenience Store ATMs
Q1. When do Mizuho Mileage Club benefits become effective?
A1. The benefits are applied for one month, starting from the first day of the month after the next month in which you met the transaction conditions. For example, if you meet the conditions in June, the benefit period will be from August 1 to August 31.
Q2. Are transfers made at convenience store ATMs reflected immediately?
A2. Yes, in principle, they are reflected immediately. However, depending on the system compatibility of the recipient’s financial institution or the status of the recipient’s account, it may be processed on the next business day.
Q3. If I use my Mizuho JCB Debit Card at a convenience store ATM, are the fees the same as a regular cash card?
A3. Yes, when you use a Mizuho JCB Debit Card for a “cash withdrawal” at a convenience store ATM, the same fee structure as a regular cash card applies.
Q4. Can a Mizuho Bank corporate cash card be used at convenience store ATMs? Are the fees different from those for individual customers?
A4. Corporate cash cards can also be used at partner convenience store ATMs, but the fee structure may differ from that for individual customers. Also, Mizuho Mileage Club benefits do not apply. For details, please check Mizuho Bank’s service information for corporate clients.
Q5. When I use a convenience store ATM, how is the fee displayed on the transaction receipt?
A5. For transactions that incur a fee, the fee amount will be clearly stated on the transaction receipt issued by the ATM. It is also common for the receipt to indicate if the transaction was free due to Mizuho Mileage Club benefits.
Q6. Are fees or operating hours different on public holidays or during the year-end/New Year period?
A6. The fee structure for public holidays is the same as for Sundays. During the year-end/New Year and Golden Week periods, fees and available hours may be irregular, so it is recommended to check the announcements on the Mizuho Bank official website in advance.
Q7. I am a Mizuho Direct subscriber. Are there any special discounts on convenience store ATM fees for me?
A7. There are no convenience store ATM fee discounts simply for being a Mizuho Direct subscriber. To receive fee discounts, you must join the Mizuho Mileage Club and meet the specified transaction conditions.
Q8. If my Mizuho Bank cash card doesn’t work at a convenience store ATM, what are the possible reasons?
A8. The main possible reasons are as follows:
・Incorrect PIN, or card lock due to multiple incorrect entries
・Magnetic stripe failure or IC chip damage on the cash card
・Exceeding the transaction limit
・Insufficient account balance
・During system maintenance by Mizuho Bank or the ATM operator
If the problem is not resolved, please contact the Mizuho Bank call center or a branch.
Source: Help (FAQ & Inquiries) | Mizuho Bank
Last updated: June 19, 2025