How to Deposit Cash at Convenience Store ATMs | Explaining Fees, Limits, and Supported Banks

Have you ever needed to deposit cash into your bank account but found that bank branches or ATMs were not nearby, or it was outside business hours? In such situations, ATMs installed in convenience stores nationwide are very useful. At many convenience store ATMs, you can easily deposit cash using your bank’s cash card if it’s partnered with the ATM.

This article provides a detailed explanation of the basic knowledge for making cash deposits at convenience store ATMs, handling of coins and restrictions on banknotes, specific procedures for major convenience store ATMs, fees, deposit limits, and important precautions to take when using them.

Basic Guide to Cash Deposits at Convenience Store ATMs

Cash deposits at convenience store ATMs can be done with relatively simple operations if you have a compatible cash card. However, it’s important to understand some basic rules and limitations beforehand.

Can Coins Be Deposited?

Basically, most convenience store ATMs do not accept coin deposits. This is due to the ATM’s structure and maintenance convenience. If you need to deposit coins, you will need to use a bank counter or a coin-compatible ATM installed inside some bank branches.

Very rarely, some models of convenience store ATMs operated by specific banks might support coins, but this is not common, so it’s best not to expect it.

Types of Banknotes Accepted and Limit on Number of Notes

Only banknotes can be deposited at convenience store ATMs. Generally, they support the following Japanese banknotes:

• 10,000 yen note
• 5,000 yen note
• 1,000 yen note

(Support for 2,000 yen notes may vary depending on the ATM model.)

Also, there is an upper limit on the number of banknotes that can be deposited in a single transaction. This limit varies depending on the ATM model and operating company.

• Typical maximum number of notes: Often around 50 to 100 notes. For example, Seven Bank ATMs accept up to 50 notes at a time, and Lawson Bank ATMs accept up to 59 notes at a time (may vary by model).
• If exceeding the limit: If you want to deposit an amount exceeding the maximum number of notes, you will need to perform the operation in multiple transactions.

If you have a large number of banknotes to deposit, checking the specifications of the ATM you plan to use in advance will make the process smoother.

[By Convenience Store] Cash Deposit Procedures, Fees, and Limits

This section explains the general procedure for cash deposits, estimated fees, and limits for major convenience store ATMs. Fees and available hours may vary depending on the financial institution and time of day, so always check the latest information on the ATM screen or the official website of each financial institution beforehand.

Cash Deposit at Seven Bank ATMs: Procedure, Fees, and Available Hours

• Procedure Overview:
  1. Select “Deposit (お預入れ)” on the ATM screen.
  2. Insert your bank cash card.
  3. Enter your PIN.
  4. When the banknote slot opens, arrange the banknotes you want to deposit neatly and insert them.
  5. Confirm the deposit amount and press the “Confirm” button.
  6. Receive the transaction slip.
• Fees: Vary depending on the partner financial institution and time of day.
• Limit: Up to 50 banknotes per transaction. The maximum amount depends on the regulations of the financial institution that issued the cash card.
• Available Hours: Generally 24/7 (excluding system maintenance times). However, some partner financial institutions may have unavailable time slots.

Source: Using ATMs | Seven Bank

Cash Deposit at Lawson Bank ATMs: Procedure, Fees, and Available Hours

• Procedure Overview:
  1. Select “Deposit (お預入れ)” on the ATM screen.
  2. Insert your cash card and enter your PIN.
  3. Insert the banknotes to be deposited into the banknote slot.
  4. Confirm the deposit details and complete the operation.
  5. Receive the transaction slip.
• Fees: Vary depending on the partner financial institution and time of use.
• Limit: Up to 500,000 yen per transaction (59 banknotes). The maximum amount depends on the regulations of the financial institution that issued the cash card.
• Available Hours: Generally 24 hours (excluding partner financial institution’s service hours and system maintenance times).

Source: Using ATMs | Lawson Bank

Cash Deposit at FamilyMart (E-net/Japan Post Bank ATMs): Procedure, Fees, and Available Hours

FamilyMart primarily has E-net ATMs and Japan Post Bank ATMs installed.

E-net ATM

• Procedure Overview:
  1. Select “Deposit (お預入れ)” on the ATM screen.
  2. Insert your cash card and enter your PIN.
  3. Insert banknotes, confirm the amount, and complete the procedure.
  4. Receive the transaction slip.
• Fees: Vary depending on the partner financial institution and time of day.
• Limit: Up to 500,000 yen per transaction (59 banknotes). The maximum amount depends on the regulations of the financial institution that issued the cash card.
• Available Hours: Generally 24 hours (excluding partner financial institution’s service hours and system maintenance times).

Source: E-net Co., Ltd.

Japan Post Bank ATM (FamilyMart installed type)

• Procedure Overview:
  1. Select “Deposit (お預入れ)” on the ATM screen.
  2. Insert your cash card and enter your PIN.
  3. Insert banknotes, confirm the amount, and complete the procedure.
  4. Receive the transaction slip.
• Fees: Vary depending on the partner financial institution and time of day.
• Limit: Up to 2 million yen per transaction (200 banknotes). The maximum amount depends on the regulations of the financial institution that issued the cash card.
• Available Hours: Generally 24 hours, but may be unavailable during certain times.

Source: Branches/ATMs – Japan Post Bank

Cash Deposit at Ministop (Aeon Bank ATMs): Procedure, Fees, and Available Hours

• Procedure Overview:
  1. Select “Deposit (お預入れ)” on the ATM screen.
  2. Insert your Aeon Bank cash card or a partner bank’s cash card and enter your PIN.
  3. Insert banknotes, confirm the amount, and execute the deposit.
  4. Receive the transaction slip.
• Fees: Vary depending on the partner financial institution and time of day.
• Limit: Up to 2 million yen per transaction (200 banknotes). The maximum amount depends on the regulations of the financial institution that issued the cash card.
• Available Hours: Generally 24 hours (excluding system maintenance times).

Source: ATM Services | Aeon Bank

Precautions for Convenience Store ATM Deposits (e.g., Checking Transaction Slips)

When making cash deposits at convenience store ATMs, pay attention to the following points for smooth and safe transactions:

• Check for Compatible Cash Cards: Confirm in advance that your cash card is compatible with deposits at the convenience store ATM you plan to use.
• Check Fees: Deposit fees may be free or charged depending on the financial institution and time of day. The fee will be displayed on the ATM screen, so be sure to confirm it before proceeding with the operation.
• Condition of Banknotes: Heavily wrinkled, torn, wet, or foreign object-soiled banknotes may not be recognized by the ATM or could cause malfunctions. Use banknotes in as good condition as possible.
• Check the Number of Inserted Notes: ATMs have a limit on the number of banknotes that can be inserted at one time. If you exceed the limit, perform the operation in multiple transactions.
• Keep the Transaction Slip: Once the deposit procedure is complete, always receive the transaction slip and confirm that the deposit amount and date/time are correct. The slip serves as proof of the transaction, so it is recommended to keep it for a while.
• PIN Management: When entering your PIN, be careful to prevent others from seeing it, such as by covering your hand.
• In Case of ATM Operation Error: In the unlikely event that banknotes get jammed or the deposit amount is not correctly reflected, immediately contact the number provided on the ATM (intercom or phone number) and follow their instructions. You may need your transaction slip or cash card information at that time.

Cash deposits at convenience store ATMs are a convenient service that can be easily done even outside bank business hours. However, by understanding the fees, terms of use, and precautions in advance, you can use them with greater peace of mind. Choose the best method according to your usage situation.