AEON Bank cash cards can be used at ATMs in convenience stores nationwide, including Ministop. There are significant benefits, especially at AEON Bank ATMs in Ministop, where fees are free. On the other hand, fees can vary depending on the convenience store, time of day, and transaction type, so it’s important to understand the system beforehand. This article provides a comprehensive guide to detailed information (fees, operating hours, available services) when using an AEON Bank cash card at major convenience store ATMs (Ministop, 7-Eleven, Lawson, FamilyMart), as well as how to utilize the “AEON Bank My Stage” program to get fees waived.
- A Comprehensive Guide to Convenience Store ATMs for AEON Bank Cash Cards
- AEON Bank Usage Details by Convenience Store: Fees, Operating Hours, and Available Services
- How to Get Free Partner Convenience Store ATM Fees with AEON Bank My Stage Benefits
- General Precautions When Using AEON Bank at Convenience Store ATMs
- Transaction Limits: Daily and Per-Transaction Limits for Withdrawals, Deposits, and Transfers
- Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
- Use of Passbooks: Not Available for Updates or Transactions at Convenience Store ATMs
- How to Check System Maintenance Times
- PIN Management and ATM Security
- Q&A Regarding AEON Bank Use at Convenience Store ATMs
- Q1. When do the AEON Bank My Stage free fee benefits apply?
- Q2. Are the fees at AEON Bank ATMs located in Ministop really free?
- Q3. Are the fees for AEON Bank Cash + Debit and AEON Card Select the same as a regular cash card?
- Q4. If I make a transfer at a convenience store ATM, when will it be reflected in the recipient’s account?
- Q5. If I exceed my free transaction count, when is the partner convenience store ATM fee deducted?
- Q6. What are the fees and operating hours during the year-end/New Year and Golden Week holidays?
- Q7. Can corporate account cash cards be used at convenience store ATMs?
- Q8. What are the possible reasons if my AEON Bank cash card doesn’t work at a convenience store ATM?
A Comprehensive Guide to Convenience Store ATMs for AEON Bank Cash Cards
AEON Bank cash cards can be used at many convenience store ATMs. First, let’s summarize which ATMs are available at which convenience stores.
ATMs Available at Major Convenience Store Chains (Ministop, 7-Eleven, Lawson, FamilyMart)
The following ATMs are installed in major convenience store chains across Japan and can be used with an AEON Bank cash card.
- Ministop: AEON Bank ATM
- 7-Eleven: Seven Bank ATM (*AEON Bank cash cards cannot be used.)
- Lawson: Lawson Bank ATM
- FamilyMart: E-net ATM (*Excludes some stores)
AEON Bank Cash Card Service Availability at AEON Bank ATMs in Ministop, Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs
With an AEON Bank cash card, deposit and withdrawal fees at AEON Bank’s own ATMs (located in Ministop, etc.) are free 24 hours a day, 365 days a year. On the other hand, Lawson Bank ATMs and E-net ATMs are treated as partner financial institution ATMs, and standard fees will apply. However, by using the benefits of “AEON Bank My Stage,” these partner ATM fees can also be waived. AEON Bank cash cards cannot be used at Seven Bank ATMs. As a general rule, passbooks cannot be used at any convenience store ATM.
AEON Bank Usage Details by Convenience Store: Fees, Operating Hours, and Available Services
From here, let’s take a closer look at the fees, available hours, and main services when using an AEON Bank cash card at ATMs located in each convenience store.
*All fees are tax-inclusive. The following are the basic fees without applying “AEON Bank My Stage” benefits. Information is current as of June 2025. Please check the official websites of AEON Bank or each ATM operator for the latest information.
Using AEON Bank at Ministop (AEON Bank ATM)
Main Available Transactions
- Withdrawal
- Deposit
- Transfer
- Balance Inquiry
Withdrawal & Deposit Fees
When using an AEON Bank cash card at an AEON Bank ATM, withdrawal and deposit fees are free 24 hours a day, 365 days a year, regardless of the time or day of the week.
Transfer Fees: To AEON Bank and to Other Banks
| Recipient | Transfer Amount | Fee |
|---|---|---|
| To AEON Bank branches | Any amount | Free |
| To other banks | Any amount | 132 yen |
Source: ATM Service | AEON Bank
ATM Availability and AEON Bank System Maintenance Information
AEON Bank ATMs generally operate 24 hours a day according to store hours, but they are unavailable during AEON Bank’s system maintenance periods.
Main maintenance hours: Daily from 03:00-04:00, 2nd Monday of each month from 01:30-04:30, 05:15-05:25
Please note that all transactions will be suspended during these times.
Using AEON Bank at Lawson (Lawson Bank ATM)
Main Available Transactions
- Withdrawal
- Deposit
- Balance Inquiry
- Card Loan
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends, and Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 110 yen |
| Weekdays | Other times | 220 yen |
| Saturdays, Sundays, Holidays | All day | 220 yen |
Source: AEON Bank | Lawson Bank
Transfer Fees: To AEON Bank and to Other Banks
Transfers are not available at Lawson Bank ATMs.
ATM Availability and AEON Bank System Maintenance Information
Lawson Bank ATMs also operate 24 hours a day in principle, but they are unavailable during AEON Bank’s system maintenance periods.
Using AEON Bank at FamilyMart (E-net ATM)
Main Available Transactions
- Withdrawal
- Deposit
- Balance Inquiry
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends, and Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 110 yen |
| Weekdays | Other times | 220 yen |
| Saturdays, Sundays, Holidays | All day | 220 yen |
Source: AEON Bank | E-net ATM Fees & Service Hours | E-net, INC.
Transfer Fees: To AEON Bank and to Other Banks
Transfers are not available at E-net ATMs.
ATM Availability and AEON Bank System Maintenance Information
E-net ATMs also operate 24 hours a day in principle, but they are unavailable during AEON Bank’s system maintenance periods.
Using AEON Bank at 7-Eleven (Seven Bank ATM)
AEON Bank cash cards cannot be used at Seven Bank ATMs.
How to Get Free Partner Convenience Store ATM Fees with AEON Bank My Stage Benefits
AEON Bank’s partner convenience store ATM fees can be waived for a certain number of uses per month by meeting the transaction conditions of “AEON Bank My Stage.” Understanding and utilizing this benefit is the most important point for saving on fees.
Overview of AEON Bank My Stage and How Stages are Determined
AEON Bank My Stage is a service where “AEON Bank Score” points are automatically accumulated based on the use of eligible transactions, and your stage (Bronze, Silver, Gold, Platinum) is determined by the total score. Depending on your stage, you can receive benefits such as free other-bank ATM usage fees and free other-bank transfer fees.
Number of Free Other-Bank ATM (Convenience Store ATM) Transactions by Stage
Usage fees (110 yen/220 yen) at partner convenience store ATMs like Lawson Bank ATM and E-net ATM will be waived up to the following number of times.
Bronze Stage: Free Transactions and Conditions
- AEON Bank Score: 20 points or more
- Free Other-Bank ATM Transactions: Free up to 1 time/month
Silver Stage: Free Transactions and Conditions
- AEON Bank Score: 50 points or more
- Free Other-Bank ATM Transactions: Free up to 2 times/month
Gold Stage: Free Transactions and Conditions
- AEON Bank Score: 100 points or more
- Free Other-Bank ATM Transactions: Free up to 3 times/month
Platinum Stage: Free Transactions and Conditions
- AEON Bank Score: 150 points or more
- Free Other-Bank ATM Transactions: Free up to 5 times/month
How to Earn “AEON Bank Score” to Level Up Your Stage
AEON Bank Score can be earned through various transactions. For example, there are multiple items such as holding an AEON Card Select (10 points), receiving salary transfers (30 points), investment trust balance (10+ points), and foreign currency deposit balance (10+ points). You can check your own transaction status and aim to increase your score.
General Precautions When Using AEON Bank at Convenience Store ATMs
Transaction Limits: Daily and Per-Transaction Limits for Withdrawals, Deposits, and Transfers
AEON Bank cash cards have a daily transaction limit. The initial settings are 500,000 yen for withdrawals via magnetic stripe transactions and 500,000 yen for withdrawals via IC chip transactions. This limit can be changed through internet banking or at a branch. Additionally, convenience store ATMs themselves may have per-transaction limits (e.g., withdrawals up to 200,000 yen, deposits up to 500,000 yen (50 banknotes)).
Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
At all convenience store ATMs (AEON Bank ATM, Seven Bank ATM, Lawson Bank ATM, E-net ATM), coin withdrawals and deposits are not possible. Only banknotes are handled.
Use of Passbooks: Not Available for Updates or Transactions at Convenience Store ATMs
At all convenience store ATMs, you cannot use an AEON Bank passbook for updates or transactions. Transactions at convenience store ATMs are only possible with a cash card.
How to Check System Maintenance Times
During AEON Bank’s system maintenance periods, no AEON Bank transactions can be made at any convenience store ATM. Since temporary maintenance may also occur, it is recommended to check the latest information in advance on the official AEON Bank website.
Source: System Maintenance Information
PIN Management and ATM Security
When using an ATM, take security measures such as covering the keypad with your hand when entering your PIN to prevent others from seeing it. Also, manage your PIN strictly so that it is not known to others, and avoid using easily guessable numbers like your date of birth.
Q&A Regarding AEON Bank Use at Convenience Store ATMs
Q1. When do the AEON Bank My Stage free fee benefits apply?
A1. The benefits apply for one month, two months after the transaction month. For example, transactions made in June will be assessed in July, and the stage benefits will apply from August 1st to August 31st.
Q2. Are the fees at AEON Bank ATMs located in Ministop really free?
A2. Yes, when using an AEON Bank cash card, “deposit” and “withdrawal” fees at AEON Bank ATMs located in Ministop and other locations are free 24 hours a day, 365 days a year, regardless of the day of the week or time.
Q3. Are the fees for AEON Bank Cash + Debit and AEON Card Select the same as a regular cash card?
A3. Yes, when using an AEON Bank Cash + Debit (JCB/Visa) or AEON Card Select as a “bank cash card” at an ATM, the same fee structure as a regular cash card applies.
Q4. If I make a transfer at a convenience store ATM, when will it be reflected in the recipient’s account?
A4. If the recipient’s financial institution supports 24-hour instant transfers, it will generally be reflected immediately. However, depending on the system status of the recipient’s financial institution, the state of the recipient’s account, or the time the transfer is made, it may be processed on the next business day.
Q5. If I exceed my free transaction count, when is the partner convenience store ATM fee deducted?
A5. If you use a partner convenience store ATM after exceeding your My Stage free transaction count, the standard ATM usage fee will be deducted from your account immediately at the time of the transaction.
Q6. What are the fees and operating hours during the year-end/New Year and Golden Week holidays?
A6. For holidays, the Sunday/Holiday fee structure applies. During the year-end/New Year and Golden Week periods, the fee structure basically follows the calendar, but service hours may change due to system maintenance. It is recommended to check the AEON Bank official website for announcements in advance.
Q7. Can corporate account cash cards be used at convenience store ATMs?
A7. Yes, AEON Bank corporate account cash cards can also be used at AEON Bank ATMs and partner financial institution ATMs. However, the fee structure is different from personal accounts, and the “AEON Bank My Stage” benefits do not apply. Please check AEON Bank’s guide for corporate services for details.
Q8. What are the possible reasons if my AEON Bank cash card doesn’t work at a convenience store ATM?
A8. The main possible reasons are as follows:
・Incorrect PIN, or the card being locked due to multiple incorrect entries
・Magnetic stripe failure or IC chip damage on the cash card
・Exceeding the daily or per-transaction limit
・Insufficient account balance (including the amount for fees)
・During system maintenance by AEON Bank or the ATM operator
If the issue is not resolved, please contact the AEON Bank call center or a branch counter.
Source: Contact Us | AEON Bank
Last updated: June 19, 2025