Resona Bank cash cards can be used at ATMs in major convenience stores nationwide, making them convenient for sudden cash withdrawals and deposits. However, fees vary depending on the convenience store, time of day, and type of transaction, so it’s important to understand the system in advance. This article provides a detailed explanation of the fees, operating hours, and available services like transfers when using a Resona Bank cash card at convenience store ATMs (Seven-Eleven, Lawson, FamilyMart, Ministop). We will also introduce how to get fees waived by utilizing the status benefits of the “Resona Club.”
- A Comprehensive Guide to Convenience Store ATMs That Accept Resona Bank Cash Cards
- [By Convenience Store] Details for Using Resona Bank: Fees, Operating Hours, and Services
- How to Get Free Convenience Store ATM Fees with Resona Club Status Benefits
- Common Precautions When Using Resona Bank at Convenience Store ATMs
- Transaction Limits: Daily and Per-Transaction Ceilings for Withdrawals, Deposits, and Transfers
- Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
- Use of Passbooks: Not Usable for Updates or Transactions at Convenience Store ATMs
- How to Check System Maintenance Times
- PIN Management and ATM Security
- Q&A on Using Resona Bank at Convenience Store ATMs
- Q1. When do the Resona Club convenience ATM fee benefits become effective?
- Q2. Are the fees the same for cards from other Resona Group banks (Saitama Resona Bank, Kansai Mirai Bank)?
- Q3. Are the fees for the Resona Debit Card (Visa) the same as for a cash card?
- Q4. Can a corporate cash card be used at convenience store ATMs? Are the fees different from those for individual customers?
- Q5. If I make a transfer at a convenience store ATM, when will the money be deposited into the recipient’s account?
- Q6. What are the fees and operating hours during the year-end/New Year and Golden Week periods?
- Q7. Do users of the Resona Bank app get preferential rates on convenience store ATM fees?
- Q8. If my Resona Bank cash card doesn’t work at a convenience store ATM, what are the possible reasons?
A Comprehensive Guide to Convenience Store ATMs That Accept Resona Bank Cash Cards
Resona Bank cash cards can be used across Japan’s extensive convenience store ATM network. First, let’s get an overview of which ATMs are partnered with which convenience stores.
Partner ATMs at Major Convenience Store Chains (7-Eleven, Lawson, FamilyMart, Ministop)
The following ATMs are installed in major convenience store chains, where you can use your Resona Bank cash card.
- 7-Eleven: Seven Bank ATM
- Lawson: Lawson Bank ATM
- Family Mart: E-net ATM (*Excludes some stores)
- Ministop: AEON Bank ATM
Resona Bank Cash Card Compatibility at Seven Bank, Lawson Bank, E-net, and AEON Bank ATMs
At the partner ATMs listed above, basic services such as withdrawals, deposits, transfers, and balance inquiries are available for Resona Bank cash cards. However, fees and some service details vary depending on the ATM used, the time of day, and the application of “Resona Club” preferential services described later. As a general rule, you cannot use your passbook at these ATMs.
[By Convenience Store] Details for Using Resona Bank: Fees, Operating Hours, and Services
From here, we will detail the specific fees, available hours, and services when using a Resona Bank cash card at each convenience store ATM.
*All fees are tax-inclusive. The following are the standard fees when “Resona Club” benefits are not applied. Information is current as of June 2025.
Using Resona Bank at 7-Eleven (Seven Bank ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Transfers
- Balance Inquiries
- Card Loan Services
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 110 yen |
| Weekdays | Other times | 220 yen |
| Saturdays, Sundays & Holidays | All day | 220 yen |
Transfer Fees: To Resona Group & To Other Banks
| Destination | Fee |
|---|---|
| To Resona Group (Resona Bank, Saitama Resona Bank, Kansai Mirai Bank, Minato Bank branches) | 110 yen |
| To other banks | 440 yen |
Source: Resona Bank Saitama Resona Bank ATM Service | Seven Bank
ATM Availability and Resona Bank System Maintenance Information
Seven Bank ATMs are generally operational 24 hours a day, but they cannot be used during Resona Bank’s system maintenance periods.
Main maintenance hours: Every 2nd Saturday of the month from 11:00 PM to 8:00 AM the next day.
Please note that all transactions are suspended during this time.
Using Resona Bank at Lawson (Lawson Bank ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Transfers
- Balance Inquiries
- Card Loan Services
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 110 yen |
| Weekdays | Other times | 220 yen |
| Saturdays, Sundays & Holidays | All day | 220 yen |
Source: Resona Bank | Lawson Bank
Transfer Fees: To Resona Group & To Other Banks
| Destination | Fee |
|---|---|
| To Resona Group (Resona Bank, Saitama Resona Bank, Kansai Mirai Bank, Minato Bank branches) | 110 yen |
| To other banks | 440 yen |
Source: Fee Information | Interest Rates & Fees | Resona Bank
ATM Availability and Resona Bank System Maintenance Information
Lawson Bank ATMs are also generally operational 24 hours a day, but they cannot be used during Resona Bank’s system maintenance periods (every 2nd Saturday 11:00 PM – Sunday 8:00 AM).
Using Resona Bank at Family Mart (E-net ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Transfers
- Balance Inquiries
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 110 yen |
| Weekdays | Other times | 220 yen |
| Saturdays, Sundays & Holidays | All day | 220 yen |
Source: Resona Bank | E-net ATM Fees & Service Hours | E-net, Inc.
Transfer Fees: To Resona Group & To Other Banks
| Destination | Fee |
|---|---|
| To Resona Group (Resona Bank, Saitama Resona Bank, Kansai Mirai Bank, Minato Bank branches) | 110 yen |
| To other banks | 440 yen |
Source: Fee Information | Interest Rates & Fees | Resona Bank
ATM Availability and Resona Bank System Maintenance Information
E-net ATMs are also generally operational 24 hours a day, but they cannot be used during Resona Bank’s system maintenance periods.
Using Resona Bank at Ministop (AEON Bank ATM)
Main Available Transactions
- Withdrawals
- Deposits
- Transfers
- Balance Inquiries
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends & Holidays
| Day | Time Slot | Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 110 yen |
| Weekdays | Other times | 220 yen |
| Saturdays, Sundays & Holidays | All day | 220 yen |
Transfer Fees: To Resona Group & To Other Banks
| Day | Time Slot | Transfer Fee |
|---|---|---|
| Weekdays | 8:45 AM – 6:00 PM | 330 yen |
| Weekdays | Other times | 440 yen |
| Saturdays, Sundays & Holidays | All day | 440 yen |
Source: Resona Bank | Hours & ATM Fees | AEON Bank
ATM Availability and Resona Bank System Maintenance Information
AEON Bank ATMs are also operational for long hours, but they cannot be used during Resona Bank’s system maintenance periods.
How to Get Free Convenience Store ATM Fees with Resona Club Status Benefits
Resona Bank offers preferential treatment on convenience store ATM fees for members of “Resona Club,” where status changes based on transaction activity. Understanding and utilizing this service can lead to significant savings on fees.
Overview of Resona Club and its Status Determination System
Resona Club is a program that converts your transactions with Resona Bank—such as receiving your salary, holding a NISA account, making various payments, and maintaining balances—into points. Your “Pearl,” “Ruby,” or “Diamond” status is determined monthly based on your total points.
Convenience Store ATM Fee Benefits by Status
Pearl: Convenience Store ATM Fee Benefits
For “Pearl” status, there are no preferential benefits for convenience store ATM fees. Standard fees apply.
Ruby: Convenience Store ATM Fee Benefits
For “Ruby” status, withdrawal fees at eligible convenience store ATMs (Seven Bank, Lawson Bank, E-net) are free up to 3 times per month.
Diamond: Convenience Store ATM Fee Benefits
For “Diamond” status, withdrawal fees at eligible convenience store ATMs (Seven Bank, Lawson Bank, E-net) are also free up to 3 times per month. In addition, you receive preferential rates on transfer fees to other banks.
Eligible Transactions for Status and How to Earn Points
Status is determined by the club points based on your transaction activity at the end of the month. Key transactions that earn points include receiving salary/pension, opening/funding a NISA account, balances in investment trusts or foreign currency deposits, using a debit card, and having a home loan. By combining these transactions, you can aim for a higher status.
Eligible ATMs (Seven Bank, Lawson Bank, E-net) and Ineligible ATMs (AEON Bank)
The Resona Club fee waiver benefits apply to “Seven Bank ATM,” “Lawson Bank ATM,” and “E-net ATM.” Please note that “AEON Bank ATM,” found in Ministop and other locations, is not eligible for the benefits, and standard fees (e.g., 110 yen during weekday daytime) will apply regardless of your status.
Common Precautions When Using Resona Bank at Convenience Store ATMs
Transaction Limits: Daily and Per-Transaction Ceilings for Withdrawals, Deposits, and Transfers
Cash cards have a daily transaction limit (default setting: 500,000 yen for withdrawals). This limit can be changed via the Resona Group App or at a branch. Convenience store ATMs may also have their own per-transaction limits (e.g., up to 200,000 yen for withdrawals).
Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
All partner convenience store ATMs do not handle coin withdrawals or deposits. Only banknotes are handled.
Use of Passbooks: Not Usable for Updates or Transactions at Convenience Store ATMs
At all partner convenience store ATMs, you cannot use a Resona Bank passbook for updates or transactions. Transactions are for cash cards only.
How to Check System Maintenance Times
During Resona Bank’s system maintenance periods (e.g., every 2nd Saturday of the month from 11:00 PM to 8:00 AM Sunday), transactions cannot be performed at any convenience store ATM. It is recommended to check the latest information on the Resona Bank official website in advance.
Source: Resona Bank
PIN Management and ATM Security
When using an ATM, be sure to take security measures, such as covering the keypad with your hand when entering your PIN to prevent others from seeing it. Manage your PIN strictly so that it is not known to others, and avoid using easily guessable numbers.
Q&A on Using Resona Bank at Convenience Store ATMs
Q1. When do the Resona Club convenience ATM fee benefits become effective?
A1. Your status is determined based on your transaction activity at the end of each month, which then determines your status for the month after next.
Q2. Are the fees the same for cards from other Resona Group banks (Saitama Resona Bank, Kansai Mirai Bank)?
A2. Yes, cash cards from Saitama Resona Bank and Kansai Mirai Bank can be used at partner convenience store ATMs under the same conditions and fees as Resona Bank. Benefits from each bank’s respective club service also apply similarly.
Q3. Are the fees for the Resona Debit Card (Visa) the same as for a cash card?
A3. Yes, when you use a Resona Debit Card for a “cash withdrawal” at a convenience store ATM, the same fee structure as a regular cash card applies.
Q4. Can a corporate cash card be used at convenience store ATMs? Are the fees different from those for individual customers?
A4. Corporate cash cards can also be used at partner convenience store ATMs, but the fee structure may differ from that for individual customers. Also, Resona Club benefits do not apply. For details, please check the service information for corporate clients from each bank.
Q5. If I make a transfer at a convenience store ATM, when will the money be deposited into the recipient’s account?
A5. In principle, the deposit is made immediately. However, depending on the system compatibility of the recipient’s financial institution or the status of the recipient’s account, it may be processed on the next business day.
Q6. What are the fees and operating hours during the year-end/New Year and Golden Week periods?
A6. During the year-end/New Year and other long holiday periods, holiday fees are generally applied. Operating hours are typically as usual, but please check the official website for announcements and details.
Q7. Do users of the Resona Bank app get preferential rates on convenience store ATM fees?
A7. No, there is no system that directly offers preferential convenience store ATM fees simply for using the Resona Group app. To receive fee waivers, you must join the “Resona Club” as explained in this article and achieve a status of Ruby or higher based on your transaction activity. You can check your current status and the number of remaining fee waivers in the app.
Q8. If my Resona Bank cash card doesn’t work at a convenience store ATM, what are the possible reasons?
A8. The main possible reasons are as follows:
・Incorrect PIN, or card lock due to multiple incorrect entries
・Magnetic stripe failure or IC chip damage on the cash card
・Exceeding the transaction limit
・Insufficient account balance
・During system maintenance by Resona Bank or the ATM operator
・The card has expired
If the problem is not resolved, please contact the Resona Bank call center or a branch.
Source: Inquiries (Individual Customers) | Resona Bank
Last updated: June 19, 2025