Rokin (Labor Bank) cash cards can be used at ATMs in major convenience stores nationwide, making them extremely convenient for daily deposits and withdrawals. A standout feature of Rokin is its “cash-back service,” where ATM fees paid during a transaction are later refunded to your account, allowing you to use convenience store ATMs effectively for free. This article provides a detailed explanation of the fees, operating hours, available services such as transfers when using a Rokin card at convenience store ATMs (Seven-Eleven, Lawson, FamilyMart, Ministop), and how the advantageous cash-back system works.
- A Comprehensive Guide to Convenience Store ATMs for Rokin Cash Cards
- Rokin Usage Details by Convenience Store: Fees, Operating Hours, and Available Services
- Explaining the “Fee Cash-Back” that Refunds Convenience Store ATM Fees
- General Precautions When Using Rokin at Convenience Store ATMs
- Transaction Limits: Daily and Per-Transaction Limits for Withdrawals, Deposits, and Transfers
- Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
- Use of Passbooks: Not Available for Updates or Transactions at Convenience Store ATMs
- How to Check System Maintenance Times
- PIN Management and ATM Security
- Q&A Regarding Rokin Use at Convenience Store ATMs
- Q1. Is an application required for the convenience store ATM fee cash-back?
- Q2. Is the convenience store ATM fee cash-back available for cards from any Rokin nationwide?
- Q3. Are transfer fees also eligible for cash back?
- Q4. Can corporate/organizational cash cards be used at convenience store ATMs? Is the fee structure the same?
- Q5. How is the cashed-back fee recorded in the passbook?
- Q6. What are the fees and operating hours during the year-end/New Year and Golden Week holidays?
- Q7. Can Rokin loan cards be used at convenience store ATMs?
- Q8. What are the possible reasons if my Rokin cash card doesn’t work at a convenience store ATM?
A Comprehensive Guide to Convenience Store ATMs for Rokin Cash Cards
Rokin cash cards can be used across a nationwide network of convenience store ATMs. First, let’s get an overview of which ATMs are affiliated with which convenience stores.
Partner ATMs Available at Major Convenience Store Chains (7-Eleven, Lawson, FamilyMart, Ministop)
The following ATMs are installed in major convenience store chains, and Rokin cash cards can be used with them.
- 7-Eleven: Seven Bank ATM
- Lawson: Lawson Bank ATM
- FamilyMart: E-net ATM (*Excludes some stores)
- Ministop: AEON Bank ATM
Rokin Cash Card Service Availability at Seven Bank, Lawson Bank, E-net, and AEON Bank ATMs
At the partner ATMs listed above, basic services such as withdrawals, deposits, transfers, and balance inquiries are available for Rokin cash cards. While a fee is deducted at the time of the transaction, it is later refunded for withdrawals and deposits, making them effectively free. As a general rule, passbooks cannot be used at these ATMs.
Rokin Usage Details by Convenience Store: Fees, Operating Hours, and Available Services
From here, we will detail the specific fees, available hours, and services when using a Rokin cash card at each convenience store ATM.
*All fees are tax-inclusive. Information is current as of June 2025. Fees for withdrawals and deposits will be cashed back at a later date.
Using Rokin at 7-Eleven (Seven Bank ATM)
Main Available Transactions
- Withdrawal
- Deposit
- Balance Inquiry
Withdrawal Fees: Fee Table by Time Slot for Weekdays, Weekends, and Holidays
| Day | Time Slot | Fee |
|---|---|---|
| All Days | 7:00 AM – 7:00 PM | Free |
| All Days | Other times | 110 yen (Effectively free with cash back) |
Fees are free all day.
Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends, and Holidays
| Day | Time Slot | Fee |
|---|---|---|
| All Days | All Day | Free |
Fees are free all day.
Source: Rokin ATM Service | Seven Bank
Transfer Fees: To Rokin and to Other Banks
Transfers are not available at Seven Bank ATMs.
ATM Availability and Rokin System Maintenance Information
Seven Bank ATMs operate 24 hours a day in principle, but they are unavailable during Rokin’s system maintenance periods.
Main maintenance hours: 2:00 AM – 6:00 AM on the 1st and 3rd Monday of each month, and 9:00 PM on the day before a Happy Monday to 6:00 AM the next morning. Please note that there may be other temporary maintenance periods.
Using Rokin at Lawson (Lawson Bank ATM)
Main Available Transactions
- Withdrawal
- Deposit
- Balance Inquiry
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends, and Holidays
| Day | Time Slot | Fee |
|---|---|---|
| All Days | All Day | Free |
Fees are free all day.
Source: Rokin | Lawson Bank
Transfer Fees: To Rokin and to Other Banks
Transfers are not available at Lawson Bank ATMs.
ATM Availability and Rokin System Maintenance Information
Lawson Bank ATMs also operate 24 hours a day in principle, but they are unavailable during Rokin’s system maintenance periods.
Using Rokin at FamilyMart (E-net ATM)
Main Available Transactions
- Withdrawal
- Deposit
- Balance Inquiry
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends, and Holidays
| Day | Time Slot | Fee |
|---|---|---|
| All Days | All Day | Free |
Fees are free all day.
Source: Rokin | E-net ATM Fees & Service Hours | E-net, INC.
Transfer Fees: To Rokin and to Other Banks
Transfers are not available at E-net ATMs.
ATM Availability and Rokin System Maintenance Information
E-net ATMs also operate 24 hours a day in principle, but they are unavailable during Rokin’s system maintenance periods.
Using Rokin at Ministop (AEON Bank ATM)
Main Available Transactions
- Withdrawal
- Deposit
- Balance Inquiry
Withdrawal & Deposit Fees: Fee Table by Time Slot for Weekdays, Weekends, and Holidays
| Day | Time Slot | Fee |
|---|---|---|
| All Days | All Day | Free |
Fees are free all day.
Source: Labor Banks Service Hours & ATM Fees | ATM | AEON Bank
Transfer Fees: To Rokin and to Other Banks
Transfers are not available at AEON Bank ATMs.
ATM Availability and Rokin System Maintenance Information
AEON Bank ATMs also operate for long hours, but they are unavailable during Rokin’s system maintenance periods.
Explaining the “Fee Cash-Back” that Refunds Convenience Store ATM Fees
How Does Fee Cash-Back (Effectively Free) Work?
The biggest advantage of using Rokin at convenience store ATMs is the “fee cash-back” system. It’s a mechanism where the fee displayed on the screen and initially deducted during an ATM transaction is later refunded to your account in a lump sum. This allows you to use convenience store ATMs with no effective fee burden.
Eligible Convenience Store ATMs and Transactions for Cash Back
Cash back applies to “withdrawal” and “deposit” transactions at almost all partner convenience store ATMs, including Seven Bank ATM, Lawson Bank ATM, E-net ATM, and AEON Bank ATM.
Transactions Not Eligible for Cash Back (e.g., Transfer Fees)
Transfer fees for “transfers” at convenience store ATMs are not eligible for cash back. Additionally, some Rokin banks may have a limit on the number of cash-back transactions, and any fees exceeding that limit will also not be eligible.
When and How Are Fees Refunded to Your Account?
The timing of the cash back may vary depending on your Rokin bank, but in the case of Chuo Rokin, the amount is credited to your transaction account immediately upon withdrawal.
Note on Service Differences Among Rokin Branches
There are 13 Rokin organizations nationwide, and detailed service contents, such as cash-back transaction limits and the scope of eligible ATMs, may differ depending on your affiliated Rokin. While the basic system is the same, please be sure to check the latest information on the official website of the Rokin that issued your cash card before use.
General Precautions When Using Rokin at Convenience Store ATMs
Transaction Limits: Daily and Per-Transaction Limits for Withdrawals, Deposits, and Transfers
Cash cards have a daily transaction limit (e.g., 500,000 yen for withdrawals). This limit can be changed at a branch counter. Additionally, convenience store ATMs may have their own per-transaction limits (e.g., withdrawals up to 200,000 yen).
Handling of Coins: Not Supported for Withdrawals or Deposits at Convenience Store ATMs
All partner convenience store ATMs do not handle coin withdrawals or deposits. Only banknotes are handled.
Use of Passbooks: Not Available for Updates or Transactions at Convenience Store ATMs
At all partner convenience store ATMs, you cannot use a Rokin passbook for updates or transactions. Transactions can only be made with a cash card.
How to Check System Maintenance Times
During Rokin’s system maintenance periods (e.g., 2:00 AM – 6:00 AM on the 1st and 3rd Monday of each month, and 9:00 PM on the day before a Happy Monday to 6:00 AM the next morning), transactions cannot be made at any convenience store ATM. It is recommended to check the latest information in advance on your Rokin’s official website.
PIN Management and ATM Security
When using an ATM, take security measures such as covering the keypad with your hand when entering your PIN to prevent others from seeing it. Manage your PIN strictly so that it is not known to others, and avoid using easily guessable numbers.
Q&A Regarding Rokin Use at Convenience Store ATMs
Q1. Is an application required for the convenience store ATM fee cash-back?
A1. No, as a general rule, no application is necessary. If you use a Rokin cash card, you will automatically be eligible for cash back.
Q2. Is the convenience store ATM fee cash-back available for cards from any Rokin nationwide?
A2. Yes, the cash-back service is implemented at all 13 Rokin banks nationwide, and cards from any Rokin are eligible. However, detailed conditions such as cash-back transaction limits may vary.
Q3. Are transfer fees also eligible for cash back?
A3. No, transfer fees are not eligible for cash back. Cash back only applies to usage fees for withdrawals and deposits.
Q4. Can corporate/organizational cash cards be used at convenience store ATMs? Is the fee structure the same?
A4. Corporate and organizational cards can be used at convenience store ATMs, but they may not be eligible for the fee cash-back service. Please contact your affiliated Rokin for details.
Q5. How is the cashed-back fee recorded in the passbook?
A5. It varies by Rokin, but it is common for the total amount to be recorded as a deposit with descriptions such as “ATM CB,” “RIYORYO MODOSHI,” or “TEIKEI CD RYOKIN.”
Q6. What are the fees and operating hours during the year-end/New Year and Golden Week holidays?
A6. Fees generally remain the same during the year-end/New Year and long holiday periods, but please check the official website for announcements and other details.
Q7. Can Rokin loan cards be used at convenience store ATMs?
A7. Yes, loan cards can also be used at convenience store ATMs for borrowing and repayments. The usage fees for these transactions are also generally eligible for cash back, but please check the regulations for your card type and affiliated Rokin for details.
Q8. What are the possible reasons if my Rokin cash card doesn’t work at a convenience store ATM?
A8. The main possible reasons are as follows:
・Incorrect PIN, or the card being locked due to multiple incorrect entries
・Magnetic stripe failure or IC chip damage on the cash card
・Exceeding the transaction limit
・Insufficient account balance (for transfers)
・During system maintenance by Rokin or the ATM operator
If the issue is not resolved, please contact the branch or call center of the Rokin that issued your cash card.
Source: Contact by Phone | Chuo Rokin (Chuo Labour Bank)
Last updated: June 19, 2025